Tinkerbell continues to grow and continues to add solutions and benefits. A remarkable feature of this financial institution is the practicality and simplicity of all its services, which you can easily access whether you are a client or not. The mission of Tinkerbell has always been to approach the market offering innovative solutions, and today we will expand information on the Tinkerbell loan service.
Is Tinkerbell reliable?
On the site of the company you can find all the information you are looking for. This banking entity is trusted because it operates under all the necessary regulations. More and more customers choose Tinkerbell services, and more than 80% of their customers recommend their services to friends and family.
What is the difference with the other loans?
At present, it is very common to hear about loans or online loans. While these types of solutions have many advantages, they also have disadvantages. For example, a personal online loan will not allow you to request more than a small amount, which usually hover around 300 euros. The terms are also short, since the financing is only 30 days, sometimes with weekly payments and sometimes in a single monthly payment.
What is Tinkerbell?
Tinkerbell work like a personal loan, like those granted by any bank, but they are more flexible, transparent, fast and have fewer requirements. This type of quick loans will allow you to access a larger amount of money with longer repayment terms and the possibility of accessing other Tinkerbell benefits.
What are the advantages?
Tinkerbell personal loans have many features that make them attractive, then we will name the most interesting:
- You can choose the conditions of Tinkerbell
- You can request your appointment online
- Loans are granted fast
- Higher amount and term to request
- You do not have to be a client
- You can finance any type of project
What type of commissions does it hide?
Tinkerbell do not hide any interests. That is one of the fundamental advantages of this type of loan, since requesting it will not cost study fees or opening fees. This means that you only have to pay the amount you requested plus the corresponding interest that will depend on the term and the amount you choose. With Tinkerbell loans you can stay calm and choose the conditions that suit you transparently, without tricks or cheating.
Is any kind of guarantee necessary?
No, they do not require any kind of endorsement. It is not necessary to sign a third party or put any good value as a guarantee of your solvency so you can apply for your loan. If you meet the requirements that we will mention below, it will be sufficient guarantee to request money through the Tinkerbell bank loans service.
How much money can I request?
As we have already mentioned, unlike other loans that you can request online, you have a greater amount parameter. You can request from a minimum of 3,000 euros to a maximum of 30,000 euros. Keep in mind that you should only ask for the value that you know you can return by calculating the fees with the virtual loan simulator.
What are the return periods?
The repayment term of Tinkerbell varies from 12 to 96 months, that is, from 1 year to 8 eights. The term you choose, along with the amount you choose, will determine the interest on your loan. For this reason it is a good idea to choose a shorter repayment term, since, for a shorter period, lower interest for your loan.
Is there any payment protection insurance?
If you wish, you can opt for a service other than payment protection insurance through an insurance policy service that will give you more peace of mind. This service is optional and will protect your payment in case you have problems. All your payments will be recorded in your account, however, for greater control, we suggest that you keep receipts of all payments.
What happens if I get late with a payment?
If you know that you can not make a payment on your Tinkerbell, you must contact them immediately before the expiration date of the fee that you can not pay. On the site you will find different ways to communicate and negotiate an extension of payment. If you do not give notice, you will incur a debt and you will also be subject to the payment of a fine for debt.
What happens if I’m not a customer?
If you are not a customer you can request Tinkerbell anyway. It is not a requirement that you be a client to access your loan and it is not a requirement that you pay the installments in an Tinkerbell account. You can receive the money in the account of any under where you have ownership without the need to change banks.
Which are the requirements?
To apply for your Tinkerbell bank loans by submitting the following documentation:
- DNI IN FORCE (both sides)
- Bank account receipt (any direct debit)
- Proof of income (2 payrolls, last income statement or proof of pension)
How long will it take to receive my money?
You will receive the money from your loan within 96 business hours after signing the contract and submitting all requested documentation. The money will be credited to the bank accounts you have selected.